i owe a little over $16,000.00 in loans. now, i know that in the grand scheme of loans, this isn’t a lot for the vast majority of people paying off loans, but it’s a lot for me. i work a bunch of odd jobs on top of my work for cracked, and paying $200 a month in loans was really really impossible. i wouldn’t pay for a couple of months because i couldn’t afford it, and then once i could, it would be around $500 and it would wipe out all of my money.
obama’s student loan plan included a special direct loan consolidation for certain loans, and my provider said that a few of my loans were covered. so i applied on a whim and a few months later, i opened one of my lender’s websites to find that my loan under that lender ($8,125.00) had been paid in full.
i wept with joy.
it’s like a weight has been lifted off of my shoulders. tonight, i applied for income based repayments for my other loans. if that goes through, i’d only have to pay $10 a month.
there is so much fear wrapped up in debt. it’s soul crushing and scary. but please, if you’re dealing with student loans, really look into opportunities for consolidation and repayment plans. it’s definitely worth it, and what’s the worst that can happen?
This is a good friend of mine, check out her story.
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